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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,847 | $72,486+79.1% | $87,103+49.1% | $72,976+77.9% |
| Participation rate | 97.3% | 72.8%+24.5pp | 76.9%+20.4pp | 69.5%+27.8pp |
| Annual return | 21.64% | 24.46%-2.8pp | 28.19%-6.6pp | 81.02%-59.4pp |
| Employer contribution / active EE | $4,509 | $1,894+138.1% | $2,521+78.8% | $2,440+84.8% |
| Participant deferral / active EE | $4,196 | $3,270+28.3% | $4,049+3.6% | $3,608+16.3% |
| Admin fee / account holder | $7,678 | $5,055+51.9% | $7,491+2.5% | $5,124+49.8% |