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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,175 | $104,251+93.9% | $91,004+122.2% | $147,586+37.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 28.45% | 27.06%+1.4pp | 4.60%+23.8pp | 578.59%-550.1pp |
| Employer contribution / active EE | $3,780 | $3,116+21.3% | $2,456+53.9% | $4,876-22.5% |
| Participant deferral / active EE | $4,765 | $4,195+13.6% | $3,548+34.3% | $5,439-12.4% |
| Admin fee / account holder | $1,778 | $8,948-80.1% | $5,417-67.2% | $10,886-83.7% |