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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,538 | $91,198+127.6% | $178,503+16.3% | $79,856+159.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.07% | 24.20%-17.1pp | 151.12%-144.0pp | 31.71%-24.6pp |
| Employer contribution / active EE | $6,269 | $3,257+92.5% | $5,011+25.1% | $2,471+153.7% |
| Participant deferral / active EE | $6,183 | $3,237+91.0% | $5,202+18.8% | $3,741+65.3% |
| Admin fee / account holder | $13,719 | $6,748+103.3% | $13,987-1.9% | $5,306+158.5% |