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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,039 | $171,272-2.5% | $127,803+30.7% | $152,897+9.2% |
| Participation rate | 46.7% | 83.5%-36.8pp | 79.0%-32.3pp | 82.5%-35.8pp |
| Annual return | 23.13% | 23.54%-0.4pp | 26.14%-3.0pp | 345.43%-322.3pp |
| Employer contribution / active EE | $1,318 | $5,451-75.8% | $4,576-71.2% | $4,764-72.3% |
| Participant deferral / active EE | $2,231 | $7,043-68.3% | $6,023-63.0% | $5,851-61.9% |
| Admin fee / account holder | $242 | $14,540-98.3% | $9,399-97.4% | $11,599-97.9% |