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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,046 | $99,994+66.1% | $146,643+13.2% | $85,847+93.4% |
| Participation rate | 32.7% | 73.1%-40.4pp | 80.1%-47.4pp | 69.3%-36.7pp |
| Annual return | 13.64% | 18.93%-5.3pp | 22.75%-9.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $1,223 | $2,559-52.2% | $4,137-70.4% | $2,565-52.3% |
| Participant deferral / active EE | $2,483 | $4,006-38.0% | $5,506-54.9% | $3,952-37.2% |
| Admin fee / account holder | $561 | $7,703-92.7% | $10,280-94.5% | $6,261-91.0% |