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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,763 | $166,268-12.9% | $165,100-12.3% | $145,897-0.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 4.43% | 100.52%-96.1pp | 70.21%-65.8pp | 552.29%-547.9pp |
| Employer contribution / active EE | $10,031 | $5,284+89.8% | $4,348+130.7% | $4,663+115.1% |
| Participant deferral / active EE | $2,360 | $6,964-66.1% | $6,035-60.9% | $6,689-64.7% |
| Admin fee / account holder | $3,494 | $16,659-79.0% | $12,696-72.5% | $13,390-73.9% |