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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,684 | $82,678+159.7% | $125,391+71.2% | $68,490+213.5% |
| Participation rate | 80.8% | 75.1%+5.7pp | 82.4%-1.6pp | 67.9%+12.9pp |
| Annual return | -20.48% | -5.97%-14.5pp | 572.41%-592.9pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,183 | $3,382-35.4% | $4,816-54.7% | $2,597-15.9% |
| Participant deferral / active EE | $5,004 | $6,111-18.1% | $7,448-32.8% | $4,028+24.2% |
| Admin fee / account holder | $22,527 | $6,277+258.9% | $10,009+125.1% | $5,403+316.9% |