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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,716 | $105,284+142.9% | $150,734+69.6% | $94,015+172.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 11.58% | 15.67%-4.1pp | 600.81%-589.2pp | 17.84%-6.3pp |
| Employer contribution / active EE | $3,853 | $3,599+7.1% | $4,918-21.7% | $2,790+38.1% |
| Participant deferral / active EE | $8,050 | $4,274+88.4% | $5,610+43.5% | $4,249+89.4% |
| Admin fee / account holder | $8,656 | $9,839-12.0% | $14,905-41.9% | $8,951-3.3% |