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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,782 | $81,487+102.2% | $102,412+60.9% | $80,935+103.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.16% | 25.60%-11.4pp | 24.94%-10.8pp | 35.66%-21.5pp |
| Employer contribution / active EE | $8,027 | $3,103+158.7% | $3,870+107.4% | $2,757+191.2% |
| Participant deferral / active EE | $2,743 | $3,871-29.1% | $5,060-45.8% | $4,299-36.2% |
| Admin fee / account holder | $3,246 | $6,717-51.7% | $8,388-61.3% | $6,924-53.1% |