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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,263 | $209,422+3.7% | $178,503+21.7% | $158,982+36.7% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 15.37% | 188.81%-173.4pp | 151.12%-135.7pp | 302.99%-287.6pp |
| Employer contribution / active EE | $8,118 | $5,707+42.2% | $5,011+62.0% | $4,763+70.4% |
| Participant deferral / active EE | $7,106 | $5,955+19.3% | $5,202+36.6% | $5,983+18.8% |
| Admin fee / account holder | $10,759 | $17,079-37.0% | $13,987-23.1% | $11,252-4.4% |