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Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,714 | $203,209-2.7% | $159,487+24.0% | - |
| Participation rate | 89.9% | 77.0%+12.9pp | 82.8%+7.1pp | - |
| Annual return | 11.05% | 10.23%+0.8pp | 263.71%-252.7pp | - |
| Employer contribution / active EE | $6,530 | $2,919+123.7% | $4,831+35.2% | - |
| Participant deferral / active EE | $4,878 | $5,954-18.1% | $7,354-33.7% | - |
| Admin fee / account holder | $1 | $10,627-100.0% | $10,804-100.0% | - |