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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,636 | $86,938+64.1% | $102,423+39.3% | $80,925+76.3% |
| Participation rate | 84.3% | 72.4%+12.0pp | 76.5%+7.8pp | 67.7%+16.7pp |
| Annual return | 8.57% | 18.89%-10.3pp | 29.42%-20.8pp | 35.65%-27.1pp |
| Employer contribution / active EE | $1,551 | $2,369-34.5% | $3,023-48.7% | $2,756-43.7% |
| Participant deferral / active EE | $4,929 | $4,120+19.6% | $5,054-2.5% | $4,299+14.7% |
| Admin fee / account holder | $20,619 | $8,053+156.1% | $9,455+118.1% | $6,940+197.1% |