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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,883 | $167,353+21.8% | $143,797+41.8% | $134,545+51.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.97% | 0.48%-16.5pp | -0.04%-15.9pp | 418.37%-434.3pp |
| Employer contribution / active EE | $13,314 | $5,620+136.9% | $4,952+168.9% | $4,742+180.8% |
| Participant deferral / active EE | $9,750 | $6,447+51.2% | $5,638+72.9% | $6,401+52.3% |
| Admin fee / account holder | $5,640 | $18,096-68.8% | $14,679-61.6% | $11,431-50.7% |