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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,996 | $118,919-36.1% | $88,538-14.2% | $152,897-50.3% |
| Participation rate | 92.9% | 73.4%+19.5pp | 68.7%+24.1pp | 82.5%+10.4pp |
| Annual return | 19.60% | 47.92%-28.3pp | 43.64%-24.0pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1,571 | $2,669-41.1% | $2,098-25.1% | $4,764-67.0% |
| Participant deferral / active EE | $2,817 | $3,549-20.6% | $2,914-3.3% | $5,851-51.9% |
| Admin fee / account holder | $1,630 | $5,876-72.3% | $4,310-62.2% | $11,599-86.0% |