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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,889 | $123,982-8.9% | $69,701+62.0% | $145,959-22.7% |
| Participation rate | 75.0% | 69.2%+5.8pp | 66.4%+8.6pp | 80.3%-5.3pp |
| Annual return | 10.50% | 191.01%-180.5pp | 100.32%-89.8pp | 561.95%-551.4pp |
| Employer contribution / active EE | $3,750 | $2,681+39.9% | $1,713+118.9% | $4,661-19.5% |
| Participant deferral / active EE | $1,776 | $4,236-58.1% | $2,887-38.5% | $6,689-73.5% |
| Admin fee / account holder | $13,620 | $7,867+73.1% | $4,717+188.8% | $13,398+1.7% |