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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,940 | $93,617+60.2% | $135,982+10.3% | $75,177+99.4% |
| Participation rate | 93.8% | 75.2%+18.5pp | 81.9%+11.8pp | 67.2%+26.5pp |
| Annual return | 11.58% | 30.89%-19.3pp | 68.32%-56.7pp | 160.75%-149.2pp |
| Employer contribution / active EE | $3,604 | $3,538+1.8% | $4,859-25.8% | $2,671+34.9% |
| Participant deferral / active EE | $7,613 | $6,406+18.8% | $7,760-1.9% | $4,126+84.5% |
| Admin fee / account holder | $10,980 | $6,980+57.3% | $10,767+2.0% | $5,651+94.3% |