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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,154 | $71,873+85.3% | $86,698+53.6% | $68,490+94.4% |
| Participation rate | 89.1% | 72.2%+16.8pp | 76.6%+12.5pp | 67.9%+21.2pp |
| Annual return | -19.04% | 3.54%-22.6pp | 35.96%-55.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $2,515 | $2,173+15.7% | $2,837-11.3% | $2,597-3.1% |
| Participant deferral / active EE | $7,296 | $3,779+93.1% | $4,656+56.7% | $4,028+81.1% |
| Admin fee / account holder | $2,323 | $6,110-62.0% | $7,492-69.0% | $5,403-57.0% |