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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,770 | $86,938+21.7% | $102,423+3.3% | $80,925+30.7% |
| Participation rate | 86.0% | 72.4%+13.6pp | 76.5%+9.5pp | 67.7%+18.4pp |
| Annual return | 15.38% | 18.89%-3.5pp | 29.42%-14.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $1,911 | $2,369-19.3% | $3,023-36.8% | $2,756-30.7% |
| Participant deferral / active EE | $5,890 | $4,120+43.0% | $5,054+16.5% | $4,299+37.0% |
| Admin fee / account holder | $8,491 | $8,053+5.4% | $9,455-10.2% | $6,940+22.3% |