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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,613 | $76,407+243.7% | $150,298+74.7% | $82,448+218.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.92% | 39.99%-27.1pp | 62.79%-49.9pp | 41.64%-28.7pp |
| Employer contribution / active EE | $12,385 | $2,614+373.8% | $4,154+198.1% | $2,551+385.5% |
| Participant deferral / active EE | $8,842 | $3,214+175.1% | $5,453+62.2% | $4,139+113.6% |
| Admin fee / account holder | $9,607 | $6,352+51.2% | $14,116-31.9% | $7,234+32.8% |