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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,524 | $63,346+137.6% | $92,239+63.2% | $70,124+114.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 14.73% | 530.19%-515.5pp | 176.29%-161.6pp | 73.14%-58.4pp |
| Employer contribution / active EE | $3,780 | $2,471+52.9% | $3,680+2.7% | $2,342+61.4% |
| Participant deferral / active EE | $3,419 | $2,854+19.8% | $3,897-12.3% | $3,332+2.6% |
| Admin fee / account holder | $719 | $3,841-81.3% | $5,194-86.1% | $4,645-84.5% |