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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,260 | $80,992+168.2% | $96,534+125.1% | $75,173+189.0% |
| Participation rate | 76.9% | 71.8%+5.1pp | 76.0%+0.9pp | 67.2%+9.7pp |
| Annual return | 15.01% | 27.05%-12.0pp | 25.88%-10.9pp | 160.72%-145.7pp |
| Employer contribution / active EE | $2,212 | $2,283-3.1% | $2,965-25.4% | $2,671-17.2% |
| Participant deferral / active EE | $7,407 | $3,929+88.5% | $4,851+52.7% | $4,126+79.5% |
| Admin fee / account holder | $1,467 | $6,717-78.2% | $8,253-82.2% | $5,651-74.0% |