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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,308 | $95,453+186.3% | $112,040+143.9% | $82,448+231.5% |
| Participation rate | 72.0% | 72.8%-0.8pp | 76.5%-4.5pp | 68.1%+3.9pp |
| Annual return | 13.80% | 23.92%-10.1pp | 24.52%-10.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $2,583 | $2,318+11.4% | $2,954-12.6% | $2,551+1.2% |
| Participant deferral / active EE | $8,203 | $4,224+94.2% | $5,098+60.9% | $4,139+98.2% |
| Admin fee / account holder | $1,825 | $9,013-79.8% | $12,098-84.9% | $7,234-74.8% |