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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,579 | $112,112+135.1% | $95,956+174.7% | $158,950+65.8% |
| Participation rate | 90.9% | 79.0%+11.9pp | 77.1%+13.8pp | 82.0%+8.9pp |
| Annual return | 6.46% | 171.15%-164.7pp | 91.63%-85.2pp | 302.91%-296.5pp |
| Employer contribution / active EE | $7,939 | $3,199+148.2% | $2,541+212.4% | $4,762+66.7% |
| Participant deferral / active EE | $7,283 | $4,784+52.2% | $4,167+74.8% | $5,983+21.7% |
| Admin fee / account holder | $11,854 | $10,134+17.0% | $6,797+74.4% | $11,248+5.4% |