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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,504 | $124,425+172.9% | $112,040+203.0% | $137,256+147.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 8.69% | 24.72%-16.0pp | 24.52%-15.8pp | 220.34%-211.6pp |
| Employer contribution / active EE | $12,742 | $3,411+273.5% | $2,954+331.3% | $4,156+206.6% |
| Participant deferral / active EE | $7,353 | $5,718+28.6% | $5,098+44.2% | $6,407+14.8% |
| Admin fee / account holder | $5,427 | $15,207-64.3% | $12,098-55.1% | $12,270-55.8% |