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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,576 | $150,446-33.1% | $136,297-26.2% | $147,585-31.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.40% | 1049.14%-1027.7pp | 5156.19%-5134.8pp | 578.58%-557.2pp |
| Employer contribution / active EE | $3,674 | $5,256-30.1% | $4,696-21.8% | $4,876-24.7% |
| Participant deferral / active EE | $5,705 | $6,631-14.0% | $6,247-8.7% | $5,439+4.9% |
| Admin fee / account holder | $2,247 | $10,906-79.4% | $9,244-75.7% | $10,886-79.4% |