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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,295,794 | $112,121+1055.7% | $95,960+1250.3% | $158,966+715.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.21% | 171.16%-166.0pp | 91.63%-86.4pp | 302.95%-297.7pp |
| Employer contribution / active EE | $22,250 | $3,199+595.5% | $2,541+775.5% | $4,762+367.2% |
| Participant deferral / active EE | $17,875 | $4,784+273.6% | $4,167+329.0% | $5,983+198.8% |
| Admin fee / account holder | $11,750 | $10,135+15.9% | $6,797+72.9% | $11,250+4.4% |