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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,479 | $31,388+13.0% | $73,545-51.8% | $62,293-43.0% |
| Participation rate | 83.5% | 39.9%+43.6pp | 54.9%+28.6pp | 69.5%+14.0pp |
| Annual return | 13.18% | 25.34%-12.2pp | -15.16%+28.3pp | 28.90%-15.7pp |
| Employer contribution / active EE | $861 | $498+73.0% | $1,219-29.3% | $2,042-57.8% |
| Participant deferral / active EE | $1,476 | $1,028+43.5% | $1,806-18.3% | $3,169-53.4% |
| Admin fee / account holder | $800 | $299+167.1% | $2,320-65.5% | $479+66.8% |