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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,262 | $117,895+94.5% | $102,460+123.8% | $145,897+57.1% |
| Participation rate | 77.8% | 78.6%-0.9pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 6.40% | 31.92%-25.5pp | 29.47%-23.1pp | 552.29%-545.9pp |
| Employer contribution / active EE | $1,483 | $3,619-59.0% | $3,025-51.0% | $4,663-68.2% |
| Participant deferral / active EE | $7,305 | $5,736+27.3% | $5,056+44.5% | $6,689+9.2% |
| Admin fee / account holder | $111,237 | $13,353+733.1% | $9,460+1075.9% | $13,390+730.7% |