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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,890 | $148,623-92.0% | $135,974-91.3% | $139,466-91.5% |
| Participation rate | 76.9% | 83.9%-6.9pp | 81.9%-5.0pp | 80.3%-3.4pp |
| Annual return | 36.60% | 79.30%-42.7pp | 68.30%-31.7pp | 373.66%-337.1pp |
| Employer contribution / active EE | $1,340 | $5,246-74.5% | $4,859-72.4% | $4,754-71.8% |
| Participant deferral / active EE | $5,901 | $8,103-27.2% | $7,760-24.0% | $6,712-12.1% |
| Admin fee / account holder | $475 | $12,406-96.2% | $10,767-95.6% | $11,409-95.8% |