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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,035 | $89,364+324.1% | $141,173+168.5% | $72,986+419.3% |
| Participation rate | 76.9% | 75.1%+1.8pp | 82.5%-5.5pp | 69.5%+7.4pp |
| Annual return | 16.81% | 111.86%-95.0pp | 71.40%-54.6pp | 81.01%-64.2pp |
| Employer contribution / active EE | $13,553 | $3,115+335.1% | $4,735+186.2% | $2,440+455.5% |
| Participant deferral / active EE | $8,466 | $5,419+56.2% | $6,710+26.2% | $3,607+134.7% |
| Admin fee / account holder | $19,854 | $5,959+233.2% | $10,262+93.5% | $5,124+287.5% |