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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,206 | $75,962+372.9% | $154,108+133.1% | $64,173+459.7% |
| Participation rate | 91.2% | 70.4%+20.8pp | 83.0%+8.1pp | 69.6%+21.6pp |
| Annual return | -5.99% | 30.32%-36.3pp | 735.21%-741.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $20,797 | $3,350+520.8% | $5,298+292.6% | $2,381+773.5% |
| Participant deferral / active EE | $12,778 | $3,175+302.5% | $5,081+151.5% | $3,470+268.3% |
| Admin fee / account holder | $70,445 | $5,589+1160.4% | $13,411+425.3% | $4,887+1341.3% |