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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,452 | $75,962+485.1% | $154,108+188.4% | $64,173+592.6% |
| Participation rate | 98.1% | 70.4%+27.7pp | 83.0%+15.1pp | 69.6%+28.6pp |
| Annual return | -3.97% | 30.32%-34.3pp | 735.21%-739.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $13,245 | $3,350+295.4% | $5,298+150.0% | $2,381+456.3% |
| Participant deferral / active EE | $16,281 | $3,175+412.8% | $5,081+220.5% | $3,470+369.2% |
| Admin fee / account holder | $69,229 | $5,589+1138.7% | $13,411+416.2% | $4,887+1316.5% |