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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,429 | $202,342-13.8% | $172,753+1.0% | $152,909+14.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 13.42% | 1029.88%-1016.5pp | 803.00%-789.6pp | 345.46%-332.0pp |
| Employer contribution / active EE | $11,141 | $5,857+90.2% | $5,144+116.6% | $4,764+133.9% |
| Participant deferral / active EE | $7,920 | $5,948+33.1% | $5,198+52.4% | $5,851+35.3% |
| Admin fee / account holder | $5,072 | $17,112-70.4% | $13,956-63.7% | $11,601-56.3% |