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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,655 | $118,708-15.2% | $98,920+1.8% | $158,966-36.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | -13.38% | 372.49%-385.9pp | 196.47%-209.9pp | 302.95%-316.3pp |
| Employer contribution / active EE | $9,357 | $3,334+180.7% | $2,689+247.9% | $4,762+96.5% |
| Participant deferral / active EE | $0 | $5,089-100.0% | $4,245-100.0% | $5,983-100.0% |
| Admin fee / account holder | $14,341 | $10,134+41.5% | $6,643+115.9% | $11,250+27.5% |