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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,218 | $226,105-78.7% | $182,540-73.6% | $152,897-68.5% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.0%-20.8pp | 82.5%-25.3pp |
| Annual return | 24.28% | 192.58%-168.3pp | 148.58%-124.3pp | 345.43%-321.1pp |
| Employer contribution / active EE | $529 | $4,978-89.4% | $4,076-87.0% | $4,764-88.9% |
| Participant deferral / active EE | $2,324 | $6,370-63.5% | $5,525-57.9% | $5,851-60.3% |
| Admin fee / account holder | $303 | $10,706-97.2% | $8,593-96.5% | $11,599-97.4% |