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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,943 | $103,393+5.4% | $87,103+25.1% | $152,909-28.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 0.79% | 28.10%-27.3pp | 28.19%-27.4pp | 345.46%-344.7pp |
| Employer contribution / active EE | $1,487 | $3,221-53.8% | $2,521-41.0% | $4,764-68.8% |
| Participant deferral / active EE | $2,912 | $4,778-39.1% | $4,049-28.1% | $5,851-50.2% |
| Admin fee / account holder | $2,082 | $12,195-82.9% | $7,491-72.2% | $11,601-82.1% |