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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,266 | $77,908-80.4% | $149,696-89.8% | $75,173-79.7% |
| Participation rate | 51.4% | 65.6%-14.2pp | 78.8%-27.3pp | 67.2%-15.8pp |
| Annual return | 12.91% | 31.73%-18.8pp | 134.46%-121.5pp | 160.72%-147.8pp |
| Employer contribution / active EE | $2,503 | $3,138-20.2% | $4,821-48.1% | $2,671-6.3% |
| Participant deferral / active EE | $2,250 | $3,411-34.1% | $5,682-60.4% | $4,126-45.5% |
| Admin fee / account holder | $276 | $5,950-95.4% | $13,212-97.9% | $5,651-95.1% |