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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,893 | $64,501+9.9% | $108,753-34.8% | $65,306+8.6% |
| Participation rate | 36.2% | 50.8%-14.6pp | 71.1%-34.9pp | 57.7%-21.5pp |
| Annual return | 14.28% | 21.09%-6.8pp | 37.47%-23.2pp | 21.94%-7.7pp |
| Employer contribution / active EE | $382 | $1,069-64.2% | $2,427-84.2% | $1,967-80.6% |
| Participant deferral / active EE | $1,651 | $2,401-31.2% | $4,115-59.9% | $2,959-44.2% |
| Admin fee / account holder | $878 | $4,971-82.3% | $10,320-91.5% | $3,480-74.8% |