See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS USA Service code 28 · EIN 01-0233346 | Investment Management | $44,056 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,640 | $54,320+92.6% | $67,652+54.7% | $52,331+100.0% |
| Participation rate | 48.8% | 73.6%-24.8pp | 75.7%-26.9pp | 68.1%-19.4pp |
| Annual return | -1.93% | 6.81%-8.7pp | 6625.04%-6627.0pp | 4.54%-6.5pp |
| Employer contribution / active EE | $0 | $1,544-100.0% | $2,266-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $3,166 | $2,950+7.3% | $3,560-11.1% | $3,022+4.8% |
| Admin fee / account holder | $520 | $527-1.2% | $4,821-89.2% | $592-12.0% |