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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,867 | $65,367+54.3% | $92,915+8.6% | $72,976+38.2% |
| Participation rate | 76.0% | 68.3%+7.7pp | 76.0%0pp | 69.5%+6.5pp |
| Annual return | 18.02% | 42.11%-24.1pp | 109.45%-91.4pp | 81.02%-63.0pp |
| Employer contribution / active EE | $2,000 | $2,594-22.9% | $3,653-45.3% | $2,440-18.0% |
| Participant deferral / active EE | $2,291 | $3,128-26.8% | $4,238-45.9% | $3,608-36.5% |
| Admin fee / account holder | $764 | $4,251-82.0% | $5,796-86.8% | $5,124-85.1% |