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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,661 | $90,486+16.8% | $78,676+34.3% | $273,972-61.4% |
| Participation rate | 73.9% | 76.5%-2.6pp | 73.6%+0.3pp | 83.0%-9.1pp |
| Annual return | 4.36% | 75.62%-71.3pp | 62.19%-57.8pp | 41.46%-37.1pp |
| Employer contribution / active EE | $0 | $3,175-100.0% | $2,850-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,492 | $3,901-10.5% | $3,517-0.7% | $5,287-33.9% |
| Admin fee / account holder | $43,034 | $5,263+717.6% | $4,510+854.2% | $10,133+324.7% |