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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,793 | $138,312-66.2% | $122,979-62.0% | $155,188-69.8% |
| Participation rate | 84.6% | 80.2%+4.4pp | 77.2%+7.4pp | 80.8%+3.8pp |
| Annual return | 4.73% | 22.06%-17.3pp | 20.12%-15.4pp | 148.84%-144.1pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,966 | $5,592-29.1% | $5,003-20.7% | $6,531-39.3% |
| Admin fee / account holder | $70,530 | $15,089+367.4% | $12,864+448.3% | $14,480+387.1% |