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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,793 | $136,860-65.8% | $120,344-61.1% | $154,746-69.8% |
| Participation rate | 84.6% | 79.9%+4.7pp | 76.7%+7.9pp | 80.7%+3.9pp |
| Annual return | 4.73% | 21.38%-16.6pp | 20.30%-15.6pp | 172.34%-167.6pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,966 | $5,793-31.6% | $5,135-22.8% | $6,730-41.1% |
| Admin fee / account holder | $70,530 | $15,393+358.2% | $12,742+453.5% | $14,365+391.0% |