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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,793 | $167,415-72.0% | $140,514-66.7% | $198,609-76.4% |
| Participation rate | 84.6% | 80.9%+3.7pp | 77.8%+6.8pp | 82.4%+2.2pp |
| Annual return | 4.73% | 13.85%-9.1pp | 14.36%-9.6pp | 202.70%-198.0pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,966 | $5,579-28.9% | $4,919-19.4% | $6,977-43.2% |
| Admin fee / account holder | $70,530 | $16,730+321.6% | $13,697+414.9% | $19,030+270.6% |