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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,793 | $124,425-62.4% | $112,040-58.2% | $137,256-65.9% |
| Participation rate | 84.6% | 79.3%+5.3pp | 76.5%+8.1pp | 80.0%+4.7pp |
| Annual return | 4.73% | 24.72%-20.0pp | 24.52%-19.8pp | 220.34%-215.6pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,966 | $5,718-30.7% | $5,098-22.2% | $6,407-38.1% |
| Admin fee / account holder | $70,530 | $15,207+363.8% | $12,098+483.0% | $12,270+474.8% |