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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,271 | $69,012+87.3% | $160,037-19.2% | $68,490+88.7% |
| Participation rate | 70.4% | 65.4%+4.9pp | 78.0%-7.6pp | 67.9%+2.5pp |
| Annual return | -19.67% | -9.65%-10.0pp | 408.95%-428.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $2,668 | $2,212+20.6% | $4,226-36.9% | $2,597+2.7% |
| Participant deferral / active EE | $7,767 | $4,212+84.4% | $6,184+25.6% | $4,028+92.8% |
| Admin fee / account holder | $3,329 | $4,798-30.6% | $8,716-61.8% | $5,403-38.4% |