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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,493 | $57,541+26.0% | $95,740-24.3% | $75,173-3.6% |
| Participation rate | 52.3% | 62.5%-10.2pp | 72.3%-20.0pp | 67.2%-14.9pp |
| Annual return | 19.91% | 34.93%-15.0pp | 28.41%-8.5pp | 160.72%-140.8pp |
| Employer contribution / active EE | $1,350 | $1,808-25.3% | $2,836-52.4% | $2,671-49.5% |
| Participant deferral / active EE | $3,157 | $3,074+2.7% | $4,244-25.6% | $4,126-23.5% |
| Admin fee / account holder | $685 | $4,099-83.3% | $5,676-87.9% | $5,651-87.9% |