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Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,440 | $59,220+47.7% | $96,570-9.5% | $79,391+10.1% |
| Participation rate | 72.5% | 61.9%+10.6pp | 69.8%+2.7pp | 70.7%+1.8pp |
| Annual return | 11.98% | 27.08%-15.1pp | 37.79%-25.8pp | 116.88%-104.9pp |
| Employer contribution / active EE | $4,114 | $1,216+238.2% | $2,357+74.5% | $2,428+69.4% |
| Participant deferral / active EE | $801 | $2,948-72.8% | $3,849-79.2% | $4,046-80.2% |
| Admin fee / account holder | $65 | $659-90.1% | $6,182-98.9% | $627-89.6% |