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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,372 | $150,447+27.2% | $136,298+40.4% | $147,586+29.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.30% | 1049.15%-1035.9pp | 5156.27%-5143.0pp | 578.59%-565.3pp |
| Employer contribution / active EE | $11,813 | $5,256+124.7% | $4,696+151.6% | $4,876+142.2% |
| Participant deferral / active EE | $15,571 | $6,631+134.8% | $6,247+149.2% | $5,439+186.3% |
| Admin fee / account holder | $421 | $10,906-96.1% | $9,244-95.4% | $10,886-96.1% |