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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,070 | $136,860+119.3% | $120,344+149.3% | $154,746+93.9% |
| Participation rate | 90.0% | 79.9%+10.1pp | 76.7%+13.3pp | 80.7%+9.3pp |
| Annual return | 9.42% | 21.38%-12.0pp | 20.30%-10.9pp | 172.34%-162.9pp |
| Employer contribution / active EE | $5,000 | $3,533+41.5% | $3,020+65.6% | $4,379+14.2% |
| Participant deferral / active EE | $4,825 | $5,793-16.7% | $5,135-6.0% | $6,730-28.3% |
| Admin fee / account holder | $5,702 | $15,393-63.0% | $12,742-55.2% | $14,365-60.3% |