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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,070 | $167,415+79.2% | $140,514+113.6% | $198,609+51.1% |
| Participation rate | 90.0% | 80.9%+9.1pp | 77.8%+12.2pp | 82.4%+7.6pp |
| Annual return | 9.42% | 13.85%-4.4pp | 14.36%-4.9pp | 202.70%-193.3pp |
| Employer contribution / active EE | $5,000 | $4,088+22.3% | $3,378+48.0% | $5,055-1.1% |
| Participant deferral / active EE | $4,825 | $5,579-13.5% | $4,919-1.9% | $6,977-30.8% |
| Admin fee / account holder | $5,702 | $16,730-65.9% | $13,697-58.4% | $19,030-70.0% |