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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,070 | $124,425+141.2% | $112,040+167.8% | $137,256+118.6% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.5%+13.5pp | 80.0%+10.0pp |
| Annual return | 9.42% | 24.72%-15.3pp | 24.52%-15.1pp | 220.34%-210.9pp |
| Employer contribution / active EE | $5,000 | $3,411+46.6% | $2,954+69.3% | $4,156+20.3% |
| Participant deferral / active EE | $4,825 | $5,718-15.6% | $5,098-5.4% | $6,407-24.7% |
| Admin fee / account holder | $5,702 | $15,207-62.5% | $12,098-52.9% | $12,270-53.5% |