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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,786 | $160,028+130.5% | $147,080+150.7% | $145,884+152.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.81% | 98.60%-80.8pp | 420.17%-402.4pp | 551.85%-534.0pp |
| Employer contribution / active EE | $6,587 | $5,286+24.6% | $4,933+33.5% | $4,662+41.3% |
| Participant deferral / active EE | $7,461 | $8,422-11.4% | $8,066-7.5% | $6,690+11.5% |
| Admin fee / account holder | $2,158 | $15,030-85.6% | $12,989-83.4% | $13,392-83.9% |